Privacy policy

This privacy policy (“Privacy Policy”) describes how Skundo (as owned and operated by Finagon Ltd. (“Skundo,” “we,” or “us”) collects, uses, and discloses information from and about you when you visit and use and Skundo’s associated websites, applications and virtual learning environments (collectively, the “Websites”), as well as your ability to control certain uses of that information. It also describes certain data protection rights which apply, subject to applicable law, including a right to object to some of the processing which Skundo carries out. More information about your rights, and how to exercise them, is set out in the Accessing and Managing Your Personal Information section below. If you are a California resident, please see our Notice for California Consumers for information regarding the rights of California residents. If you are a resident of the European Union, United Kingdom, or South Africa, you may have additional rights to access, delete and restrict the use of your data, as described in this Privacy Policy.

Skundo respects your privacy and is committed to protecting it through our compliance with this Privacy Policy. By accessing or otherwise using the Websites, you agree to the terms and conditions of this Privacy Policy ‒ which together with the Terms and Conditions, and Cookie Policy constitute Skundo’s terms of use ‒ and to Skundo’s collection, use, and disclosure of your information, as data controller, in accordance with this Privacy Policy, where such agreement is permitted by applicable law.

We regularly review our compliance with this Privacy Policy. Whenever we receive a formal complaint, we make our best efforts to contact the person who made the complaint to attempt to resolve their concerns. If you have any questions about the use of your information or the contents of this Privacy Policy, please contact us at

Collection of Information

Information You Provide

Skundo collects information from you when you choose to provide it to us. For example, we collect your information when you submit a web form requesting information about one of our products (each, a “Product”), or otherwise contact us or provide information to us through the Websites. The information we collect may include personal information – such as your name, address, email address, telephone number, date of birth, and the content of any communications that we exchange – as well as non-personal information when you:

  • indicate an interest in a Product (you may unsubscribe from promotional emails by clicking “unsubscribe” on the emails you receive from us);
  • create an account;
  • register for a Product, either directly with us, or through some other means;
  • make a payment;
  • participate in our surveys, promotions, and competitions;
  • sign up for a newsletter;
  • communicate with us, for example by submitting queries regarding the Website; and
  • use the Websites.

In some cases, we require your personal information to perform a contract or to comply with a legal obligation.

Information Automatically Collected

When you visit the Websites or interact with emails that we send to you, we passively collect information from you, including your internet protocol address (“IP address”), browser type, operating system, device identifier, device model, software version, or mobile or ISP carrier information. We and our third-party partners use cookies and other technologies to collect information about your visit to the Websites, such as the date and time of your visit, the information you searched to find the Websites, your activity on the Websites, and your clicks on our ads. “Cookies” are small files that may be stored on your computer during your use of the Websites and contain data about your use of the Websites. We use session cookies (which expire when you close your browser) and persistent cookies (which stay on your computer until you delete them or after a specified expiry date) to understand more about your activity on the Websites.

Please see Skundo’s Cookie Policy for details about how we use cookies and other tracking technologies and how you can control the cookies set on your browser.

Tracking Options and Do Not Track Disclosures

You may adjust your browser to limit tracking or to decline cookies through system settings or the cookie banner shown on the Websites, as applicable. If you choose to limit tracking or decline cookies, however, you may be unable to access certain areas of the Websites. Check the “Help” or “Settings” menu of your browser or operating system to learn how to change your tracking settings or Cookie preferences. Learn more about the use of cookies or other tracking technologies and your choices regarding the use of information collected this way by certain Service Providers (as defined below). On your mobile device, you can adjust your privacy and advertising settings to limit tracking for advertising or to control whether you receive more relevant advertising. Note that our systems may not recognize Do Not Track headers or requests from some or all browsers. Please see our Cookie Policy for more information or to opt-out.

Information Collected from Other Sources

Where permitted by law, we may collect or receive information about you from the Education Institution (as defined below), your employer, public sources, social media, companies that are our partners, other entities within the Finagon family of companies, or (collectively “Other Sources”) in order to update or supplement the information that you provide or that we collect automatically, as described above in Information Automatically Collected. We use this information to help us maintain the accuracy of the information we collect, to target our communications so that we can inform you of products, services, or other offers that may be of interest to you, and for internal business analysis or other business purposes. Personal information is collected from Other Sources with the consent of the data subject where such consent is required or, otherwise, for the purposes of our legitimate interests, as further discussed in How We Use Your Information.

Our Combination of Your Information

We combine the information we receive from and about you via the Websites and from Other Sources to help us tailor our communications to you and to improve the Websites.

Failure to Provide Personal Information

Failure to provide certain information may make it difficult or impossible for you to access some services through the Websites. You should ensure that the personal information submitted to us is accurate and up to date. For example, we need a current email address to communicate with you about the Product in which you choose to enroll.

Children’s Privacy

We do not direct the Websites to, nor do we knowingly collect any personal information via the Websites from, children under the age of 16. If we reasonably determine that you are under the age of 18, we only process your personal information with the consent of your parent or legal guardian.

How We Use Your Information

Purposes for Collecting and Processing Personal Information

We process personal information under the following legal bases:

  • To fulfill a contract or take steps linked to a contract, including:
    • providing our services;
    • verifying your identity;
    • taking payments; and
    • communicating with you.
  • To conduct Skundo’s business and pursue our legitimate interests in marketing our business, ensuring that we conduct our business in line with our objectives, improving and developing our products and services, and keeping our records accurate and up to date. This includes:
    • using your information to provide products and services you have requested and responding to any comments or complaints you may send us;
    • personalizing your experience on the Websites and in any Product in which you choose to enroll to help us to better respond to your individual needs;
    • targeting advertising to individuals with similar interests or characteristics through services offered by third parties;
    • developing new products or services or conducting analyses to enhance current products and services;
    • reviewing the usage and operations of the Websites and analyzing and improving the Websites (we continually strive to improve the Websites based on the information and feedback we receive from you);
    • contacting you for legitimate business purposes;
    • using personal information to invite individuals to take part in market research;
    • where consent is not required by applicable law, for direct marketing purposes;
    • protecting the security and functionality of the Websites, including using personal information you provide to investigate any complaints received from you or from others about the Websites or our products and services.
  • Where you give us consent. This includes:
    • where consent is required by applicable law, sending you direct marketing in relation to our relevant products and services, or other products and services provided by Skundo, its parent company, Finagon Ltd., and the Finagon family of companies;
    • on other occasions where we ask you for consent, using the data for the purpose which we explain at that time.
  • For purposes that are required by law. This includes:
    • in response to requests by government or law enforcement authorities conducting an investigation;
    • using personal information in connection with legal claims, compliance, regulatory and investigative purposes as necessary, including disclosure of such information in connection with legal process or litigation.
  • For reasons not described in this Privacy Policy where the reason is compatible with the purpose for which we originally collected your information and where such use is lawful.

Use of De-identified, Aggregate, or Anonymized Information

We use de-identified, aggregated, or anonymized information to help us analyze the use of the Websites. Where permitted by law, this Privacy Policy does not limit our use or disclosure of de-identified, aggregate, pseudonymous, or anonymous information, and we reserve the right to use and disclose such information to our partners, advertisers, and other third parties at our discretion.

How We Disclose Your Information

Skundo shares your information with other entities or individuals in the following limited circumstances:

  1. Product Providers: We may share your information with the relevant company or organization with which we collaborate on Products (“Product Providers”) in order to provide the Product, track your shipment of the Product, and/or fulfill our contracted responsibilities to the Product Manufacturer. Once we share your personal information with the Product Providers, Skundo does not maintain control over the Product Provider’s use of your personal information. We also share de-identified, aggregated, pseudonymous, or anonymous information with the Product Providers for their own research and analytics purposes. The Product Provider’s use of your information is subject to its privacy policy.
  2. The Finagon Family of Companies: Where you have expressed interest or given your consent, we share your information with our parent company, Finagon Ltd., and the Finagon family of companies.
  3. Service Providers: We share your information with third parties that provide business, professional, or technical support functions for us. In particular, we use third-party providers for website hosting, maintenance, marketing services, courier services, certification services, business operations, payment services, and identity verification services (“Service Providers”). These Service Providers are only given access to your information to the extent necessary to process your information and/or provide services to Skundo, and they are prohibited from using or sharing your information for any other purposes. Where permitted by law, Skundo discloses limited information about you to Service Providers to serve relevant advertising on third-party platforms to you or to other audiences.
  4. Your Employer: We share your information with your employer, in the event that the employer is paying for your Product. Information disclosed in this case shall include Product performance information, unless otherwise expressly agreed in writing with Skundo.
  5. Potential Employers: Where you choose to work with our career services team, we will share your information with potential employers. Information disclosed, in this case, shall include your resume, employer-ready materials that you prepare (e.g., your portfolio), your LinkedIn profile, or other information that you make available to Skundo.
  6. Legal Matters; Safety: We access or share your information to satisfy any applicable law, regulation, legal process, or governmental request; in connection with an investigation on matters related to public safety; as permitted by law; or otherwise as required by law. We may disclose your information to protect the security of the Product, the Websites, servers, network systems, and databases. We may also disclose your information, as necessary if we believe that there has been a violation of our Terms of Use (including investigation of potential violations thereof), any other legal document or contract related to the Websites, or the rights of any third party.
  7. Fraud; Security: We access and disclose your information to detect, prevent, or otherwise address fraud, security, or other technical issues.
  8. Consent; Other: We share information with third parties when we have your consent or otherwise as described to you at the point of collection.
  9. Sale or Transfer of Business or Assets: Skundo may sell or purchase assets during the normal course of our business. If another entity acquires us or any of our assets, the information we have collected about you may be transferred to such entity. In addition, if any bankruptcy or reorganization proceeding is brought by or against us, such information may be considered an asset of ours and may be sold or transferred to third parties. Should such a sale or transfer occur, we will use reasonable efforts to try to require that the transferee use your information in a manner that is consistent with this Privacy Policy.
  10. International Transfers: We may transfer personal information from your location to other countries, including Australia, Canada, the European Economic Area, Mexico, South Africa, the United Kingdom, and the United States, where our employees and/or servers are located. Where your personal information is transferred outside of the country where you are located, such information is adequately protected by an adequacy decision by EU authorities, Standard Contractual Clauses, or a Service Provider’s Binding Corporate Rules. A copy of the relevant mechanism can be provided for your review on request to

Information Security and Data Retention

We are committed to protecting the security of your information. We maintain what we believe to be appropriate physical, electronic, and managerial procedures to safeguard and secure your information and prevent unauthorized access, maintain accuracy, and ensure the appropriate use of your information. The accuracy, safety, and security of your information also depend on you. Where we have given you – or where you have chosen – a password for access to any parts of the Websites, you are responsible for keeping this password confidential. We ask that you not share your password with anyone. Even though we do our best to protect your information, the transmission of information via the internet is not completely secure, and we cannot guarantee our security measures. We are not responsible for any unauthorized access to or acquisition of your information.

We retain your personal information for as long as we have a relationship with you. We also may retain your personal information for a longer period of time which enables us to:

  • Maintain business records for analysis and/or audit purposes;
  • Comply with record retention requirements under the law;
  • Defend or bring any existing or potential legal claims;
  • Address any complaints regarding the services;
  • Enforce our commercial agreements; and
  • Support our legitimate interests, as described in this Privacy Policy.

Accessing and Managing Your Personal Information

If you have created a profile or are enrolled in a Product, you may access and/or update your personal information through your user profile.

In some instances, you may be eligible to (a) ask us for a copy of your personal information; (b) correct, delete, or restrict processing of your personal information; and/or (c) obtain the personal information you provide to us in a structured, machine-readable format. In addition, you may have the right under applicable law to object to the processing of your personal information in some circumstances.

Your rights regarding your personal information may be limited, for example, if fulfilling your request would reveal personal information about another person or would infringe the rights of a third party (including our rights), or if you ask us to delete information that we are required by law to keep or have compelling legitimate interests in keeping. We will inform you of the relevant exemption upon which we rely when responding to any request you make.

Our use of certain personal information is necessary for us to provide information to you about the Product or to provide services to you through the Websites or otherwise. If you choose not to provide this personal information or request that Skundo delete or restrict the processing of this personal information, you may not be able to participate in the Product, and we may not be able to provide you with other services, including those provided through the Websites or advertised about the Product.

If you wish to access or delete your information as described in this section, or if you believe your rights regarding your personal information have been infringed upon, please contact us at


Categories of Personal Information that We Collect and Disclose

As required by the California Consumer Privacy Act (“CCPA”), below are the categories of personal information about California consumers that Skundo collects and discloses for business purposes. Skundo does not sell personal information.

We collect and disclose for a business purpose the following categories of personal information:

  • Contact Information and Identifiers, including real name, alias, postal address, unique personal identifier, online identifier, IP address, email address, phone number, account name, or other similar identifiers.
  • Customer Records, including paper and electronic customer records containing personal information, such as name, signature, address, government-issued identifier, telephone number, physical characteristics (profile photograph), financial information relevant to your payments, or other information relevant to your participation in the Product.
  • Commercial Information, including records of products and services purchased and purchasing history.
  • Usage Data, including internet or other electronic network activity information, such as information about how you interact with our services or advertisements.
  • Audio, Electronic, Visual, Thermal, Olfactory or Similar Information, including audio/video recordings during class sessions or voice recordings when you call us.
  • Biometric Information, including facial recognition used for identity verification, where required by the Education Institution.
  • Protected Classifications, characteristics of protected classifications under California or federal law such as race, color, sex, age, religion, national origin, disability, and citizenship status.
  • Inferences drawn from any of the information identified above reflecting your preferences and characteristics.

Categories of Sources of Personal Information

The categories of sources of personal information we collect are described in the section Collection of Information above.

Purposes for Collecting Personal Information

We collect the personal information identified above to communicate with you, for advertising and marketing purposes, to provide and improve our services, and for other purposes set forth in How We Use Your Information above.

Categories of Third Parties with Which Personal Information is Shared

We share the categories of personal information identified above with the following categories of third parties:

  • Education Institutions (all categories of personal information);
  • Third-party providers that serve business, professional or technical support functions (all categories of personal information);
  • The Finagon family of companies (all categories of personal information);
  • Your Employer (Contact Information and Identifiers, Customer Records, Employment History, Education Information);
  • Potential Employers (Contact Information and Identifiers, Customer Records, Employment History, Education Information); or
  • Third parties for legal matters or safety purposes (all categories of personal information).

California Consumer Rights

California law gives California consumers the right to make the following requests:

  • The right to opt-out of the sale of your personal information. Skundo does not sell your personal information.
  • The right to request a copy of the personal information that we have collected about you in the prior 12 months.
  • The right to request deletion of the personal information that we have collected from you, subject to certain exemptions (for example, where the information is used by us to detect security incidents, debugging, or to comply with a legal obligation).
  • The right to request more details about the personal information we collect and how and why we use and share it, including the categories of personal information we have collected about you, the categories of sources for the personal information we collect, the business or commercial purposes for collecting personal information, and the categories of third parties with which we share personal information.

You can submit a copy, deletion, or right-to-know request online by contacting us at

You have the right not to receive discriminatory treatment for the exercise of your CCPA privacy rights, subject to certain limitations. We do not discriminate if you exercise your rights under the CCPA.

Public Forums; Publicly Available Content

Any information you may disclose through the Websites on message boards, in chat rooms, or in other public areas, such as on webinars that you may attend about the Product, may be viewed by others, including your classmates and learning facilitators. Please exercise caution when disclosing personal information in these public areas. If you do not want Skundo to store metadata associated with your content, please remove the metadata before uploading your content.

Third-Party Content

The Websites may also offer you the ability to interact with content provided by third parties not affiliated with Skundo (“Third-Party Content”). Third-Party Content linked to or embedded on the Websites is governed by the privacy policies of those third parties. Your use of Third-Party Content is subject to each site’s privacy policy, which may be different from ours. We have no control over the information that is collected, stored, or used by Third Party Content.

Questions or Concerns About this Privacy Policy

You may direct any questions or concerns regarding this Privacy Policy to us at We review this Privacy Policy from time to time and reserve the right to make changes to this Privacy Policy at any time. If we do make material changes, we will give notice via the Websites or by otherwise notifying you.

Date of last amendment: January 1, 2023